Welcome to ECLOF Philippines
Welcome to ECLOF Philippines
Eclof Philippines is a Christian development organization that envision a society where human dignity is fully realized, people are empowered and released from the bondage of poverty. Its mission is to provide fair credit, capacity building and business development services.
The year 2022 marked a significant period of growth and resilience for the ECLOF Philippines Microfinance, Inc. (EPMI).
Despite the economic uncertainties brought about by the global pandemic, EPMI remained steadfast in its commitment towards the
empowerment of families and communities through viable, sustainable and environmentally sound livelihoods.
The financial performance manifested improvement through growth and stability.
While we have a minimal increase in client outreach, active clients increased.
Despite the challenges in filling up staff positions especially those at the field level,
the commitment and persistence of the staff remained untainted. To that, various capacity building activities were initiated to respond to their continuing development...
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A business only thrives as long as it has loyal clients. As ECLOF grows older every year, so its pool of loyal clients also grows. This year's client stories features loyal ECLOF clients, who ECLOF has supported through its different loan products.
Mr. Rhicoromel Ricel Bihasa joined ECLOF Ph in August 2015. He started his business by selling wet and dry goods. His first loan with the organization was ₱100,000 and he used it to buy inventories such as vegetables and coconuts. Eventually, he saw a high demand of selling Buko and shifted from selling wet and dry goods to selling Buko. At present, he has two Buko stalls located at Marigman Road, Antipolo City (near Bosay Resort) and in Sumulong Hi-way, Antipolo City. Moreover, Mr. Bihasa has seven (7) workers and two (2) child that assist him.
Mr. Romulo Vargas joined ECLOF Ph in June 2016 with the approved loan amount of ₱10,000. He started his scrap/junk business in 2004. Back then, he also sold construction materials online as alternative source of income. Then unexpectedly, the demand for construction supplies increased, so he decided to set-up a hardware shop in 2016 at Brgy Dalig Antipolo, City using some of his savings and loans from ECLOF Ph. He is thankful with the organization because of the opportunity that was given to him and for giving him the capital that he needed to expand his business. At present, he has 10 delivery trucks, two hardwares located also in Dalig Antipolo City and Morong, Rizal, and he has 15 workers that help and assist him in the business.
Lalaine Cario is a woman with many hats. She is a farmer, a nurse at the Barangay Health Center, a wife, and a mother of six. Starting her own family at an early age, Lalaine was accustomed to working hard to provide for the family. One day, Lalaine attended one of ECLOF Philippines’s orientation workshops for small agricultural entrepreneurs held at the Barangay Center in Quezon, Palawan. ECLOF’s product and service offerings enticed her. She decided to invest in her family’s then-7000-square-meter rice field. With successive loans from ECLOF, she purchased an electric water pump, a tricycle and a solar dryer to improve production. By renting the machinery to other farmers, she even earned additional income. Over time, she expanded her rice field to 1.2 hectares. Additionally, she invested in livestock: pigs, carabaos, and cows. Lalaine even found time for community engagement: as a member of the local Women’s Association and as Vice President of the National Irrigation Association (NIA). Her family’s life improved vastly as a result of her diligence and hard work: they converted their nipa house (made from plant materials like bamboo) into a comfortable cemented house with a corrugated roof. Three of the four children have finished their studies.
Mrs. Rachael Oppus, who joined EPMI in 2018 to support her chocolate business. In a span of 4 years, she was able to expand it and opened new stores in 2 locations – Antipolo and Taytay, Rizal. With his husband in his aide, they were able to open a restaurant named “Filmayman Restowrante”, a Mexican-Filipino-American restaurant located in Cainta, Rizal.
